@FinMinIndia There is a new scam that is preparing to @dhanicares/@ibhomeloans – you lend without checking the PAN There are others like me who have never taken out these loans and are affected by them for non-payment. No one is listening today, because it is not yet a scam of Crores An application called «Dhani» Available in the Playstore. So they give me a loan of 50000, but I used 30000 rupees and I also returned 10000 and I don`t have much money now to give him some NDE, but after a day I will give money. But they said, pay the full amount of the upcoming due + now emi due = 20000 and send me legal opinions by SMS and say that they will take legal action against me if I do not pay the full amount of the Dhani loan, but I pay short money because I have no money and they give me a loan without pay. And the Dhani app calls me 10 times a day to pay for their delay. SIR, you said to send me to court and give me to the police. So I want to know that they ??? these forces. And it`s real or not. I want to know what happens if I don`t pay the Dhani personal loan. A Dear Sir, literally such a company is not legal according to the guidelines of the RBI and no one who cares. Customers need to be very careful. They have to be very careful and thick and they can`t do anything legally. They can`t hand you over to the police because it`s a civil offense unless you use offensive words against them.

Shocking revelation in my credit report. A loan disbursed by IVL Finance (Indiabulls) @dhanicares with my pan number and name, addresses in Uttar Pradesh and Bihar. I have no idea. How do I withdraw in my name and PAN? Late already @RBI @IncomeTaxIndia @nsitharaman pic.twitter.com/LMMrwKyeit So @dhanicares random collection of NAPs to give its users credit on their wallet. They have 75M facilities, probably PAN could be from 1 to 6 victims of this fake credit line and the default of these influence credit scores. cc @adityakalra @tam_arund @suchetadalal t.co/iujqQBrqWR pic.twitter.com/bQUyJkpexZ IMPACT on solvency. The fake Dhani loan taken out for my PAN failed in November and December. The graph below shows the impact on solvency @dhanicares @RBI @IncomeTaxIndia @CIBIL_Official pic.twitter.com/yija7C5aYp at this point, the only thing a victim can do is legally challenge it in court. Plus others with credit report photos. Same case. Loan paid to someone who submitted the NAP and the name of another person. Then, the default value is started.

Scary time bomb on bad loans, scam and more. @RBI @dhanicares @IncomeTaxIndia t.co/xX5X5XQ5rO If you are a victim, experts suggest that you should take the following steps: Babuta learned about the scam in November 2021. Two loans were taken out in his name of Rs 1,000 and Rs 2,000, he said. Due to the non-payment of the said loans, the total amount due was Rs 12,000, including a penalty. He immediately checked to see if there was an error in the CIBIL report. On December 27, when he was sure that this was not a problem at CIBIL, Babuta contacted Dhani for help. In any case, including Babuta, Dhani responded to the complaint but did not provide a concrete solution. He said: «Dhani has not solved this fraud; I am always trying to find a solution. I`m in touch with their scam team who basically forced me to send my original documents that they didn`t have.

claim to be necessary for the solution. But even after a month, nothing has changed. Both have seen their creditworthiness deteriorate as a result of these loans and the resulting defaults. Without any fault on his part. Therefore, the process of correcting an error in the credit report remains long. Once a request for correction is made by a client, the office marks the disputed credit entry as «in dispute». He will then discuss the matter with the bank or financial institution concerned, after which the application will be accepted or rejected. Speaking about the impact on the CIBIL score, he said: «There is no other way out for the victim than to challenge it in court. If you are a victim, file a complaint with the police, inform the authorities and take legal action against the company.

He also expressed surprise that CIBIL did not take any action against these companies. CIBIL must have several complaints against Dhani. I am surprised that they still consider these companies and add the information to the cibil score of victims. The same goes for the RBI. They should have ceased the company`s activities now. Experts estimate that all out of six downloads of the Dhani app could be linked to fraud. Srikant Lakshmanan, CashlessConsumer, a consumer collective on fintech, shared a detailed thread on the technical side of the alleged scam. He said Dhani uses a random collection of NAPs to give its users credits for their wallets.