Legal & General Group plc, commonly known as Legal & General, is a British multinational financial services and wealth management company headquartered in London, England. Products and services include investment management, life mortgages (a form of share release), annuities, annuities and life insurance. From January 2020, following the sale of Legal & General Insurance to Allianz, Allianz will no longer offer non-life insurance. [3] The firm operates in the UK and US, with investment management firms in the Gulf, Europe and Asia. [1] This website and the information contained herein do not constitute a public offering of securities in the United Arab Emirates («UAE») and should not be construed as such. The Website is not made available to individuals (with the exception of individuals appointed by the Securities and Commodities Authority («SCA») or any regulatory authority that is a full or associate member of the International Organization of Securities Commissions to perform any of the functions related to financial activities or services) and only to legal persons that are accredited investors. as defined in Decision No. 3/R.M of 2017 of the Board of Directors of the FCC on the Promotion and Adoption of By-laws, as amended by Decision No. 37/RM of the President of the FCC of 2019.

This website is intended for use only by investment professionals. It is not intended for use by individuals or the public in Brunei. As used on the Website, the term «investment professional» generally refers to a person who is either an institutional investor or a person licensed to provide capital markets services under the Securities Market Ordinance 2013. Some of the information on this website may contain projections or other forward-looking statements regarding future events or the future financial performance of countries, markets or companies. These statements are only predictions and actual events or results may differ materially. You must make your own assessment of the relevance, accuracy and relevance of the information contained on this website and conduct any independent research you deem necessary or appropriate for the purposes of such evaluation. Any opinion or estimate contained on this website is generally expressed and should not be construed as advice on your part. Applicable laws may require certain information or communications to be in writing.

By using the Site, you agree that communications with Legal & General may be electronic. Legal & General may contact you by email or provide you with information by posting notices on this website. This does not affect your marketing communication preferences. For contractual purposes, you agree to electronic means of communication and acknowledge that all contracts, notices, information and other communications that Legal & General sends to you electronically comply with any legal requirement that such communication be in writing. This provision does not affect your statutory rights. The main risk of investing in L&G is the high correlation of the stock with the general stock market and therefore the sharp decline in the event of a stock market crash. However, a risk-tolerant investor (in the sense that they can tolerate increased volatility) might actually see this as an opportunity to increase their stake in the company because the fundamentals remain intact. Operationally, L&G appears to be a mixed pocket during a stock market crash, as its wealth management business is likely to generate lower volume-based fees, while its pensions division will be able to buy group annuities at high prices. In an environment of rising interest rates, I consider L&G to be fundamentally well positioned, with the exception of the bond portfolio described above. This website and any material or information published on it have not been endorsed by the Central Bank of Bahrain, which assumes no responsibility for its content.

No public offer to purchase financial products or services is made in the Kingdom of Bahrain and this website may not be generally accessible or displayed to the public in Bahrain. The content provided on this website is for informational purposes only. None of the information, opinions, reports or other materials contained or made available on this website should be construed as an offer, invitation, solicitation, advice or recommendation to subscribe or purchase by Legal & General to purchase products or services. This website must not be made available to the public in Kuwait. It is not intended for use by individuals. Legal & General was founded in June 1836 by Sergeant John Adams and five other lawyers in a café in Chancery Lane. [6] Originally called the New Law Life Assurance Society, the Society was limited to lawyers. The name was changed to Legal & General Life Assurance Society to reflect the fact that the policies were available to the general public, but ownership of the shares was limited to lawyers. The group expanded into the UK and soon began acquiring foreign life insurance companies, buying a retirement business from the Metropolitan Life Assurance Company of New York in the 1930s.

[6] Barriers to entry into insurance and wealth management activities, both of which are highly regulated, can generally be considered high. Therefore, L&G can be assumed to operate in an oligopoly with, for example, Prudential (PUK) and Aviva (OTCPK: AIVAF). However, fintech agility should not be underestimated, and L&G`s ongoing efforts related to digitalization (e.g., increasing operational efficiency, improving and simplifying the onboarding experience) should be closely monitored. We are not authorised or permitted to engage in regulated activities (as defined in the CMSA) in Malaysia and none of the information or materials contained or provided on this website should be construed as advice of any kind (including financial, investment, tax or legal advice). In the section «Target audience and use of information», the term «investment professionals» refers to legal entities resident or resident in Italy that meet the definition of «clienti professionali o investitori professionali» according to Legislative Decree no. 58/1998, implemented by Consob Regulation No 58/1998 on issuers. 11971/1999 and Consob Regulation No. 20307/2018 on intermediaries. If any part of our Terms and Conditions is held to be illegal, invalid or otherwise unenforceable (including, but not limited to, provisions in which we exclude or limit our liability to you), these Terms will be severed to the extent of such illegality, invalidity or unenforceability and severed from the Terms and Conditions, and the enforceability of the remaining Terms and Conditions. remain in full force.

The content of the Website is provided for informational purposes only and does not constitute an offer, solicitation or recommendation to buy or sell securities or financial instruments, nor does it form the basis of any contract, obligation or decision of any kind. It does not replace the complete documentation of the collective investment scheme concerned. This content does not constitute a personalized assessment or investment recommendation, and the information contained therein should not be construed as financial, tax or legal advice of any kind. The content of this website is provided for general information purposes only and does not constitute advice of any kind (including investments, taxes or legal aspects) on which you should rely, nor a recommendation to buy or sell products, services or investments. Legal & General Group (OTCPK: LGGNF, OTCPK: LGGNY) is a UK-based insurer, leading international provider with a strong commitment to inclusive capitalism and ESG-conscious investing. The company, recognizable by its iconic logo, was founded in 1836 as a life insurance company for lawyers. Today, it goes well beyond life insurance and includes the following business segments: The payout ratio as a percentage of net income is acceptable and has been around 60% over the past six years, up from 69% in fiscal 2020 due to lower pandemic-related earnings. I think L&G`s dividend is reasonably safe, but I want to stress that as a systemically important financial company, L&G could face a mandatory dividend suspension in the event of a severe economic downturn. Although I am not involved with L&G, I would like to draw the reader`s attention to the statement issued by the European Banking Authority in March 2020, in which it called on banks to pursue prudent policies on dividends and other dividends. As a result, several country-specific banking authorities have communicated their general expectations to banks or have initiated bilateral dialogues to limit or refrain from distributing dividends and buying back shares.

(vi) provide contact information such as telephone numbers, postal or email addresses; In the 1970s and early 1980s, Ron Peet (1925-2020), a socially responsible actuary, was CEO of Legal & General, having led the Australian operations. [36] Peet helped campaign for thalidomide`s children, Legal & General then owned a large block of shares (3.5 million) in the Scottish beverage and pharmaceutical company Distillers. [37] [38] For use in Indonesia, these Terms and Conditions are written in both English and Indonesian, both versions being binding on you and us. In the event of any conflict between the Indonesian version and the English version, the English version shall prevail to the extent permitted by applicable laws and regulations.